Educational Purposes Only This ebook is instructional in nature. It is provided solely for education and general information.

Not Investment Advice Nothing herein is investment, legal, accounting, or tax advice, nor does it create an advisor–client or fiduciary relationship. The author and publisher are not registered investment advisers or broker-dealers and do not provide personalized recommendations. You are solely responsible for your investment decisions.

Inherent Risks of Penny Stocks Penny stocks and other low-price securities are speculative, illiquid, volatile, and vulnerable to manipulation. You can lose some or all of the capital you commit. Suitability depends on your individual objectives, risk tolerance, and constraints.

Examples and Mentions of Securities All examples, frameworks, checklists, case studies, screenshots, and data are illustrative. Any security or strategy mentioned—even if discussed in a positive light or appearing to be a “recommendation”—is presented purely for educational purposes and should not be construed as advice or a solicitation to buy or sell. Past performance (including hypothetical or back-tested results) does not guarantee future results.

No Guarantees or Warranties Content is provided “as is,” from sources believed reliable but not guaranteed complete, timely, or accurate. Markets, regulations, platform features, and tax rules change without notice. The author and publisher make no representations, warranties, or guarantees regarding outcomes. No duty to update is assumed.

Author’s Positions and Affiliations The author, publisher, and their affiliates may hold positions in securities referenced and may change such positions at any time without notice. They have no obligation to disclose updates to those positions.

Limitation of Liability To the fullest extent permitted by law, the author, publisher, and affiliates shall not be liable for any loss or damage—direct, indirect, incidental, consequential, or punitive—arising from the use of this ebook or reliance on its content. If liability cannot be disclaimed, it is limited to the amount you paid for the ebook.

Requirement to Consult Professionals Before implementing any idea, consult qualified financial, legal, and tax professionals who can assess your specific circumstances, and comply with all applicable laws, exchange/broker rules, and disclosure requirements in your jurisdiction.

Marketing and Content Variance The sales-page description is for general informational purposes. The final ebook content may vary in details, examples, or emphasis without notice.

Acceptance and Severability By accessing or reading this ebook, you acknowledge and agree to this disclaimer and accept full responsibility for your decisions and outcomes. If any provision is found unenforceable, the remaining provisions remain in effect.